Terms and Conditions

Last Updated September 1, 2026 · Version 1.0

1. Acceptance of These Terms

Welcome to MSM Studio.

These Website Terms & Conditions ("Terms") govern your access to and use of msmstudio.co (the "Website"), including all pages, features, content, products, services, customer accounts, digital downloads, communications, and functionality made available through the Website.

The Website is owned and operated by MSM Studio LLC, a Colorado limited liability company ("MSM Studio," "we," "our," or "us").

By accessing, browsing, creating an account, purchasing a product, downloading content, or otherwise using the Website, you acknowledge that you have read and understood these Terms and our Privacy Policy. Where you are required to affirmatively accept these Terms during checkout or another transaction, your electronic acceptance constitutes your agreement to be legally bound by these Terms.

If you do not agree to these Terms, you must not access or use the Website.

2. Eligibility

You represent and warrant that:

You are at least eighteen (18) years of age or the age of majority in your jurisdiction.
You have the legal authority to enter into a binding agreement.
Any information you provide is accurate and current.
Your use of the Website complies with all applicable laws and regulations.

3. Website Services

MSM Studio provides digital products and related services, including but not limited to:

Digital travel planners
Google Sheets templates
Printable products
Digital downloads
Planning resources
Educational content
Product previews
Email newsletters

We reserve the right to modify, discontinue, or expand our products or services at any time without prior notice.

4. Customer Accounts

Certain features of the Website may allow you to create an account.

Creating an account is optional unless otherwise specified.

If you create an account, you agree to:

Provide accurate information.
Maintain the confidentiality of your login credentials.
Promptly update inaccurate information.
Notify us of unauthorized access to your account.

You are responsible for all activity occurring under your account.

MSM Studio reserves the right to suspend or terminate accounts that violate these Terms.

5. Purchases

By placing an order through the Website, you represent that:

You are authorized to use the selected payment method.
All billing information provided is accurate.
Payment processing is provided through Wix Payments and applicable third-party payment methods available at checkout.
You understand that digital products are delivered electronically.
Your purchase is subject to these Terms and the applicable Digital Product License Agreement.

Prices, promotions, availability, and product descriptions may change without notice.

We reserve the right to refuse or cancel orders where permitted by applicable law.

Payment methods displayed at checkout may vary and are subject to availability, eligibility, and the terms of the applicable payment provider. MSM Studio does not guarantee that any particular payment method will remain available.

6. Digital Products

Digital products offered through the Website are licensed—not sold.

Each purchase of a Digital Product is subject to the MSM Studio LLC Digital Product License Agreement in effect at the time of purchase. By completing a purchase and affirmatively accepting the applicable policies at checkout, you agree to comply with that Agreement.

Your purchase grants only the limited rights expressly described in the applicable Digital Product License Agreement.

Nothing contained in these Terms or your purchase transfers ownership of MSM Studio's intellectual property to you.

7. Intellectual Property

Unless otherwise stated, all content appearing on the Website is owned by MSM Studio LLC or used by MSM Studio LLC under applicable license, permission, or other lawful authorization and is protected by applicable intellectual property laws.

Protected materials include, without limitation:

Photographs
Website design
Product layouts
Graphics
Icons
Logos
Branding
Product names
Original written content
Photographs
Custom fonts
Illustrations
Digital planners
Templates
Spreadsheets
Formulas
Product previews
Marketing materials
Videos
Downloadable content

No ownership rights are transferred through use of the Website.

8. Limited License

Subject to these Terms, MSM Studio grants visitors a limited, revocable, non-exclusive, non-transferable license to access and use the Website solely for lawful personal purposes.

This license does not permit you to reproduce, distribute, modify, republish, sell, scrape, copy, or commercially exploit Website content except as expressly authorized in writing.

9. Prohibited Conduct

You agree not to:

Violate applicable laws.
Attempt unauthorized access to our systems.
Upload malicious software.
Interfere with Website security.
Reverse engineer Website functionality where prohibited.
Copy substantial portions of the Website.
Use automated scraping tools without permission.
Impersonate another person.
Submit false information.
Circumvent technological protections.
Infringe MSM Studio's intellectual property.
Use the Website in any manner that could damage or impair its operation.

10. User Content

If you voluntarily submit comments, suggestions, feedback, photographs, or other content to MSM Studio, you represent that you own or otherwise have the necessary rights and permissions to provide that content.

Where you expressly authorize MSM Studio to use submitted content for promotional, marketing, testimonial, or other business purposes, you grant MSM Studio a non-exclusive, worldwide, royalty-free license to use, reproduce, display, publish, adapt, and distribute that content for the authorized purposes, subject to applicable law.

Nothing in these Terms is intended to restrict your right to provide an honest review or opinion regarding MSM Studio, its products, or its services, or to require you to transfer ownership of intellectual property rights in a consumer review where prohibited by applicable law.

MSM Studio may remove or decline to publish content where permitted by applicable law, including content that is unlawful, fraudulent, infringing, abusive, irrelevant, or otherwise violates these Terms.

11. Third-Party Services

The Website may integrate with or link to third-party services, including but not limited to:

Wix and Wix Payments
Google Workspace, Google Drive, and Google Sheets
Payment and digital-wallet providers
Email service providers
Social media platforms
Analytics and cookie-consent providers
Other third-party technology providers used to operate or fulfill services through the Website

MSM Studio is not responsible for the availability, security, content, or practices of third-party services.

Your use of those services is governed by their respective terms and privacy policies.

12. Third-Party Names, Trademarks, and References

MSM Studio products and Website content may identify or reference third-party businesses, restaurants, attractions, destinations, products, services, trademarks, or trade names for informational, editorial, or planning purposes. All third-party names, trademarks, logos, and other proprietary rights remain the property of their respective owners.

Unless expressly stated otherwise, reference to a third party does not imply sponsorship, endorsement, affiliation, partnership, or approval by that third party of MSM Studio or its products.

13. Email Communications

By providing your email address, you agree to receive communications necessary to complete your purchases or manage your account.

If you voluntarily subscribe to marketing communications, you may also receive newsletters, product announcements, promotions, and updates.

You may unsubscribe from marketing emails at any time.

14. Disclaimer of Warranties

The Website and all content, products, and services are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, MSM Studio disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and uninterrupted operation.

We do not guarantee that the Website will always be available, error-free, secure, or free from viruses.

15. Limitation of Liability

To the fullest extent permitted by applicable law, MSM Studio shall not be liable for any indirect, incidental, consequential, exemplary, punitive, or special damages arising out of or relating to:

Website access
Website availability
Purchases
Downloads
Third-party services
Loss of data
Lost profits
Business interruption

Our total liability arising from any claim relating to the Website shall not exceed the amount paid by you to MSM Studio for the transaction giving rise to the claim.

Nothing in these Terms limits liability where prohibited by law.

16. Indemnification

You agree to indemnify, defend, and hold harmless MSM Studio LLC and its owners, officers, employees, contractors, affiliates, successors, and representatives from claims, damages, liabilities, expenses, and reasonable attorneys' fees arising from:

Your violation of these Terms;
Your misuse of the Website;
Your infringement of another person's rights; or
Your violation of applicable law.

17. Termination

MSM Studio reserves the right to suspend or terminate Website access or customer accounts, or refuse or cancel transactions where permitted by applicable law, if we reasonably determine that these Terms have been violated or that continued access or a transaction poses a legal, security, fraud, or operational risk.

Termination does not affect any rights or obligations that survive by their nature.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to conflict-of-law principles.

Any legal action arising from these Terms shall be brought in the appropriate state or federal courts located within Colorado unless applicable law requires otherwise.

Nothing in this Section deprives a consumer of any non-waivable rights or protections provided by applicable law.

19. Changes to These Terms

MSM Studio may revise these Terms periodically.

Updated versions will be posted on the Website with a revised Effective Date or Last Updated date.

Updated Terms will apply prospectively from their stated effective date. Where required by applicable law or where material changes affect an existing contractual relationship, MSM Studio may provide additional notice or request renewed acceptance. Continued use of the Website after revised Terms become effective may constitute acceptance to the extent permitted by applicable law.

20. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

21. Entire Agreement

These Terms, together with the Privacy Policy, applicable Digital Product License Agreement, Refund Policy, and any additional terms or legal notices expressly incorporated by reference, constitute the agreement between you and MSM Studio regarding your use of the Website and applicable purchases.

22. Contact Information

Questions regarding these Terms may be directed to:

MSM Studio LLC

Email: info@msmstudio.co
Website: https://msmstudio.co

Document Information

Document Title: MSM Studio Website Terms & Conditions

Version: 1.0

Effective Date: September 1, 2026

Last Updated: September 1, 2026